4 ms·

> I am especially interested in hearing from people outside the US I don't have a credit card. To be fair, nobody here has a credit card. I just spend less tha

by kome 10y ago

> I am especially interested in hearing from people outside the US I don't have a credit card. To be fair, nobody here has a credit card. I just spend less than I get, and I try to save something every month. I put my savings on a saving account. That's all.

abustamam 10y ago
I was surprised to hear recently that most non-Americans don't have credit cards. I'm totally against spending money you don't have, but I only use my CC to build my credit rating (and to get those nice reward points :) ).
- kome 10y ago
  Also "credit rating" is not a thing...