I'm probably not what you mean by being both outside the US and with US assets, but... I live in the UK, have to pay my US student loans, which is a bitch. I

I'm probably not what you mean by being both outside the US and with US assets, but... I live in the UK, have to pay my US student loans, which is a bitch. I used to have a US bank account registered to my parent's address over which my mother had Power of Attorney. I'd transfer a decent sum of money using a forex 2-3 times a year and pay the student loans monthly out of that However, the bank account kept going dormant because of there being no personal type contact. So I ended up closing that account out of fear I'd lose access to it. That left me with two ways to pay my student loans, forex and paypal (looking at you Discover, only allowing paypal is terrible). So I paid off the loan that required me to use paypal by socking all the saved money I had at it, and now use a low-fee, good exchange rate forex to pay the other loan monthly. Everything is handled completely online, and I only keep one set of UK bank accounts. Personal savings into a stocks and shares ISA happens automatically every month, plus a work pension that I manage online.