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online banking :-) +bitcoin. It's not that hard, just make more than you spend. Invest in stocks, crypto, real estate, ETFs, index funds. Don't forget to join a

• abustamam 10y ago
  I like this: "make more than you spend." Most people say it the other way: "spend less than you earn." But one gives an emphasis on earning more income (more income === more money to save), the other simply limits how much you can spend. I found that by focusing on earning more, I had to worry less and less about spending less.
  • DanBC 10y ago
    Many people find that their spending increases with earnings, and that even if they're earning above average they don't have any savings or pension sorted out.
    • abustamam 10y ago
      I agree with this too. Saving/"not-spending" is important, but I still think that earning is more important. A tip I once read that made sense to me: - Every raise you get (of predictable income), save 50% of it (so if I get a $10k/yr pay increase, I should increase savings by $5k/yr). - Every bonus you get (unpredictable income), save 90% of it My savings and lifestyle would increase together as I begin to earn more, and all it takes is the discipline to follow those two rules.