The outcome of this settlement was to permit passing on fees and to allow minimums. Now that has been thrown out, so let's go right back to the old way where I

The outcome of this settlement was to permit passing on fees and to allow minimums. Now that has been thrown out, so let's go right back to the old way where I could trust that using a credit card would work and not cost money. The "convenience" argument for credit cards makes no sense to me. As a business owner, it's way more convenient to have money just magically appear in my account than it is to have to count it, store it, transport it to the bank, pay for it to be processed at the bank, and worry about somebody walking off with it at any point in that process. We can quibble over how much that's worth, but I think it's worth way more than the EU caps for interchange (0.3%) - especially given that the networks and card issuers do have to eat a significant amount of fraud.