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If you want to verify the identity of a signature, get a notary or a witness. Signatures were never intended for that.[fn] Signatures became common as a legal
by slapshot 10y ago
If you want to verify the identity of a signature, get a notary or a witness. Signatures were never intended for that.[fn]
Signatures became common as a legal formality in an age when many people were illiterate and signed their name with an "X" (which is still legal in the US). As with everything else in the US, there's a ton of racial history around the "X" signature that isn't relevant here, other than it's been known for hundreds of years that a plain signature isn't enough to verify the identity of the signer.
Instead, the signature came about as a formality to make clear to everyone involved that the person signing a document intended it to have legal effect. It's the difference between writing a note saying "I'll sell you my house for $100" and a signed contract --- there might be a question whether you intended the note to be binding, but there's no question that you intended a signed contract to be binding.
[fn] By contrast, things like signet rings that were able to produce easy-to-verify but hard-to-copy wax impressions have been used for identity verification. Same for name stamps in certain parts of the world.
(edit: stray formatting)
- yoo1I 10y agoI'll readily admit my ignorance on the finer points of signatures and what you wrote makes sense to me, but using the hope that an email address will reach the intended recipient, and the intended recipient only, as your trust anchor, the whole system is basically no better than sending an email that says > If you agree to buy this house for $100, just click reply, type your name and then hit send. All the fancy PDF displays and contract-signing-skeumorphisms just create a fuzzy-warm feeling, but don't actually do anything. Which seemed a little odd to me as a way to authorize parts of a mortgage.
- lstamour 10y agoNot sure how these companies work, but what if you could click a link over SSL to view signing details, IP address and what email address the user had validated, etc.? If you combine that with your own validation process before handing them over to the e-signature folks, wouldn't that be enough?