5 ms·

3.34% as of 2016Jun29 for a fixed 30 year mortgage. http://finance.yahoo.com/news/30-fixed-mortgage-rates-fall-180608774.html http://finance.yahoo.com/news/30-

• distances 10y ago
  Or 3 month Euribor is now -0.281%, so with say 1.2% margin for bank the current interest would be 0.92%. Obviously with no guarantee for it staying that low. http://www.euribor-rates.eu http://www.euribor-rates.eu
  • nimos 10y ago
    You can't compare 3 month term interbank loans to a 30 year term mortgage. 30 year tbills are around 2.25%.
    • distances 10y ago
      That wasn't a comparison to the 30 year fixed mortgage, just brought up an alternative. And this is not theoretical, the usual way to get a mortgage around here is Euribor with a margin for the bank added, practically no-one gets decades-long fixed mortgages.
      • rmah 10y ago
        A 3mo interbank rate is not an alternative to a 30 yr consumer mortgage.
        • distances 10y ago
          Not sure what you mean -- as I said, that's what people do around here: interbank rate + bank marginal. Fixed 30-year mortgages are very rare.
• brightball 10y ago
  2.875 on a 15 year here