I am a holder and, as a small stock market investor, this study is gold to me. As a holder, the worst years are the first decade, after that, the interests beco

I am a holder and, as a small stock market investor, this study is gold to me. As a holder, the worst years are the first decade, after that, the interests become explosives. The difficulty to be a holder is to spend less on the present to get return in a future. Human being is definitely not good on this.