You shouldn't compare your KBB right now, after the scandal, to its September 2015 KBB value, before the scandal was started. The values took a huge hit. I don'

You shouldn't compare your KBB right now, after the scandal, to its September 2015 KBB value, before the scandal was started. The values took a huge hit. I don't know what the Sept 2015 value was, so I used 20% since that's what Google told me when I searched "how much does a car depreciate in the first year". I think your math is pretty similar. A virtually free car for 1 year less ownership time.