They also use 2FA i believe.. but then it makes logging in a right pain the ass for customers: 1) track down your massive identity number 2) enter 2nd, 5th, 8th

They also use 2FA i believe.. but then it makes logging in a right pain the ass for customers: 1) track down your massive identity number 2) enter 2nd, 5th, 8th characters of your password 3) locate your 2FA code from the HSBC device they send.