Or when Hurricane Andrew hit Florida in '92. 11 insurance companies went bankrupt after 600,000 insurance claims were filed. Almost 1 million people lost insura

Or when Hurricane Andrew hit Florida in '92. 11 insurance companies went bankrupt after 600,000 insurance claims were filed. Almost 1 million people lost insurance coverage. One of the results was a stricter and statewide building code instead of piecemeal codes. Successive hurricanes helped give evidence for the usefulness of the new code. Another was state trust fund to ensure sufficient insurance capacity.