Note: this isn't just credit cards -- I personally found this right as it happened. My ATM card was declined for any amount at a BoA ATM. Annoyed, I went down t

Note: this isn't just credit cards -- I personally found this right as it happened. My ATM card was declined for any amount at a BoA ATM. Annoyed, I went down to the Citi branch outside where all 8 or so ATMs had "out of order" screens and there was half a dozen people milling about saying it was down everywhere. Took to Twitter and lots were repeating it and saying web access and the mobile apps were down as well.