When you say "living abroad", do you mean you have a local job, get paid in the local currency, pay rent and bills in the local currency, etc.? Which you do all

When you say "living abroad", do you mean you have a local job, get paid in the local currency, pay rent and bills in the local currency, etc.? Which you do all through a US bank? If so, what are you paying for international transaction fees? Surely much more than using a local debit card. > I can still go home whenever I want. I can go to one of the many embassies around the world and get a new passport. There's nothing special about the US in that regard. A citizen of Germany can do the same at any German embassy, even when not a resident in Germany and therefore not paying German income taxes, and also has the right to return to Germany.