or 3. If your parents make 100k+, but through financial stupidity, have nothing saved up for your education and no disposable income. Happened to me. Here is

or 3. If your parents make 100k+, but through financial stupidity, have nothing saved up for your education and no disposable income. Happened to me. Here is a financial tidbit for anyone out there... don't buy a $40k car every two years. They tend to depreciate severely and leave you with nothing to show for it and a big monthly car payment. </bitter>