For posterity, yes you do have this "neural network" thing. It does not really work now AFAIK, but I do hope you will succeed as we definitely need a viable alt

For posterity, yes you do have this "neural network" thing. It does not really work now AFAIK, but I do hope you will succeed as we definitely need a viable alternative to PayPal. Though I'm sceptical to this approach. In machine learning 101 we learned that there always exist a statistical method that would beat a neural network. In this case, a system that gathers actual relevant data for statistical scoring. You know hard data, like an up to date list of stolen credit card numbers, a history of chargeback per credit card etc. PayPal has this and of 1000 transactions, we have 1-2 fraudulent chargebacks. Compared to Strip this is the difference between heaven and hell. PayPal sucks, but at least they have a working fraud protection system. Nothing kills an online business faster than being swamped in fraud and chargebacks. I mean, good APIs are great and Stripe certainly has that, but a working fraud protecting system is what really matters to those of us who sell online.