Agreed. It doesn't make any sense to conclude that a good isn't overpriced when (1) the government has created ways to subsidize its cost (2) created a means

Agreed. It doesn't make any sense to conclude that a good isn't overpriced when (1) the government has created ways to subsidize its cost (2) created a means by which it can be paid for with debt (3) as a society, kids have been brainwashed to believe that college is the only path to prosperity The OP assertion only holds up in a free market.