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As a buyer, I consider credit cards the greater of the two evils. Because I don't use credit, I can't get credit large enough for the purchases I wish to make a
by philipov 10y ago
As a buyer, I consider credit cards the greater of the two evils. Because I don't use credit, I can't get credit large enough for the purchases I wish to make above my debit limit, and so I continue to not use credit. So I use Paypal because they offer bank transfers with a limit higher than my debit card, and don't require me to buy into the ridiculous credit game we've got going on.
From my point of view, regardless of my disdain for Paypal as an organization, if you don't accept them and I'm buying something worth more than a thousand dollars, I have no way to give you my money. It's remarkably difficult to pay for large transactions with cash without using Paypal.
- mordocai 10y agoDirect bank transfers and a debit card with a high/no limit are other options. I have both. Of course, that doesn't mean you have either easily available to you.
- khedoros 10y ago> It's remarkably difficult to pay for large transactions with cash without using Paypal. When I've done that in the past, I called the bank to have my debit payment limit raised for a short time. It took about 10 minutes, but I don't make >$1000 purchases in cash often enough for it to really matter. Given the rarity, I'd rather make the call than use Paypal.