Except that this is fraud. And the USAA app requires you to log in first, so the depositor has been authenticated. Trying to pass off a photoshopped check via

Except that this is fraud. And the USAA app requires you to log in first, so the depositor has been authenticated. Trying to pass off a photoshopped check via USAA's deposit@home would be about as wise as walking into a bank to rob it after first presenting two valid forms of photo ID.