3 ms·
Well, over here (in Germany) everyone gets a bank-issued debit card while a credit card usually comes with additional fees (I think it's 20-30€/year in my case,
by thirdsun 10y ago
Well, over here (in Germany) everyone gets a bank-issued debit card while a credit card usually comes with additional fees (I think it's 20-30€/year in my case, not sure right now). While it's not much, and I absolutely need a credit card for international purchases, a lot of fellow germans simply don't see the benefit when they could as well use the free debit card their bank gave them. And online their Paypal account is linked to their banking account which enables instant payments without credit cards.
- mrweasel 10y ago>Well, over here everyone I my case it would be down there... Took a second to figure out you're probably not in the US. It's more or less the same here, almost no one has real credit card, they're mostly VISA (co-branded) or MasterCard branded debit cards, but everyone has a card that can be used online.
- chimeracoder 10y ago> It's more or less the same here, almost no one has real credit card, they're mostly VISA (co-branded) or MasterCard branded debit cards Er, no. Almost everyone has a branded debit card, as most banks will give you that for free, but nearly 75% of the country has at least one actual credit card.
- xioxox 10y agoThose debit cards only work for in-person transactions however. Some German companies let you do direct debits or bank transfers for online payments, but it's very annoying compared to a real debit card.
- joergsauer 10y agoI live in Germany, and two of my credit cards have a monthly fee of EUR 0.00. One of them even has zero fees for foreign currency transactions and ATM withdrawals, which is why I got that particular one. There are good cards available in Germany if you look around. Edit: EUR 0.00 annual fee, of course.