Simple: - $40k into an Index Fund tracking the S&P 500 - $10k into a Six Month Trip Around Southeast Asia Chances are you're not going to hold onto that Sing

Simple: - $40k into an Index Fund tracking the S&P 500 - $10k into a Six Month Trip Around Southeast Asia Chances are you're not going to hold onto that Single, No-Mortgage thing very long. If you haven't done much traveling, it's probably best you get out there now to see what you're missing. You definitely have the right idea with getting your debt sorted and starting the retirement investment stuff early. You're never going to be in a place where excess money comes in so fast, and it's physically impossible to get into a place where your investments have longer to compound. But then you're also in a place where you can afford to squander a bit of that advantage to go have some fun. Send us a postcard!