Its not clear if the service (based in the UK) will be available in the US or not but: "Meanwhile, unlike credit reports — which you may, under federal law, re

Its not clear if the service (based in the UK) will be available in the US or not but: "Meanwhile, unlike credit reports — which you may, under federal law, request every 12 months — Tenant Assured doesn’t give users any way to view their ratings or dispute misleading data." Well, if they make this service available in the US they would most likely be considered a CRA (Consumer Reporting Agency) and be subject to the Fair Credit Reporting Act which requires all those things. I also take issue with "going out on the weekends" being considered a negative in general. I go out most weekends but we both make so much money we can more than afford it. I don't think an algorithm can determine irresponsible spending from responsible spending just from Facebook, your bank account balance tells you more than your Facebook posts, which can be misleading. And you guys who are saying "oh, I'd never rent from a landlord who uses this service," you may not have a choice. If 99.99 - 100% of landlords use this service you don't get a choice. This is where laws come in. You aren't going to be able to negotiate with a landlord either because if they deviate from their standard tenant policy than it can look like housing discrimination.