Inflation and zero interest rates kills on two levels -- prices go up and saving is useless at a (near) zero percent return. To make a return in this market, y

Inflation and zero interest rates kills on two levels -- prices go up and saving is useless at a (near) zero percent return. To make a return in this market, you either need to be rich and have access to investments funded by cheap debt or you're forced into increasingly risky investments i.e. the stock market. Very different from the previous environment where you could save for decades at 5% and rely on compound interest.