Rewards are nice, but I use credit because I'd much prefer to use the float on other people's money. If my credit card is owned, I'm not out the money while the

Rewards are nice, but I use credit because I'd much prefer to use the float on other people's money. If my credit card is owned, I'm not out the money while the bank figures out what's going on. With debit, that money is gone until the investigation is complete.