3 ms·

I think it makes sense for there to be a police malpractice insurance that's priced at a per officer basis. However more decorated officers with more experience

by therein 10y ago

I think it makes sense for there to be a police malpractice insurance that's priced at a per officer basis. However more decorated officers with more experience, training and less wrongdoing in their career should be insured at a significantly lower cost. This would provide a financial incentive for police stations to be more stringent in terms of recruitment.

dogma1138 10y ago
I actually wonder where most police officers end up working, we all have the picture of large police departments like LAPD, CPD or NYPD where one can have a long and distinguished career with medals and awards but I'm leaning on the fact that most police officers in the US are employed by small police and sheriff departments that don't exactly have the same resources as the NYPD. Police, EMT's and Firefighters are underpaid globally, and in the US somewhat especially and the US police has somewhat a long history of potential abuse by the police (tho we do need to take it's size into account), I don't think that what is effectively a tax on police officers would result in any beneficial results. This is not that much different than paying teachers based on standardized test scores which is a policy that to outsiders seems smart but once you dig even a little under the surface you realize how idiotic it is. Malpractice insurance will do nothing but to drive even more people away from law enforcement, it will also actually hinder the investigative and disciplinary process regarding true abuse cases because insurance companies love nothing more than settle. Malpractice insurance for cops will turn any abuse complaint be it true or false into a standardized pay out process just like virtually any other insurance claim out there, yes there will be some investigation by insurance adjusters but like in most cases it would be superficial and just for due diligence and not for the truth. Malpractice insurance makes as much sense as privatizing the police force, the police must be kept public because that whom they serve, they do not protect the state, they do not protect the city, they serve the people and that's what make them different from the military and other law enforcement organizations.

by therein 10y ago

dogma1138 10y ago

I actually wonder where most police officers end up working, we all have the picture of large police departments like LAPD, CPD or NYPD where one can have a long and distinguished career with medals and awards but I'm leaning on the fact that most police officers in the US are employed by small police and sheriff departments that don't exactly have the same resources as the NYPD. Police, EMT's and Firefighters are underpaid globally, and in the US somewhat especially and the US police has somewhat a long history of potential abuse by the police (tho we do need to take it's size into account), I don't think that what is effectively a tax on police officers would result in any beneficial results. This is not that much different than paying teachers based on standardized test scores which is a policy that to outsiders seems smart but once you dig even a little under the surface you realize how idiotic it is. Malpractice insurance will do nothing but to drive even more people away from law enforcement, it will also actually hinder the investigative and disciplinary process regarding true abuse cases because insurance companies love nothing more than settle. Malpractice insurance for cops will turn any abuse complaint be it true or false into a standardized pay out process just like virtually any other insurance claim out there, yes there will be some investigation by insurance adjusters but like in most cases it would be superficial and just for due diligence and not for the truth. Malpractice insurance makes as much sense as privatizing the police force, the police must be kept public because that whom they serve, they do not protect the state, they do not protect the city, they serve the people and that's what make them different from the military and other law enforcement organizations.