> ridiculously large number of terminals and cards that would have to be replaced I've heard from some Canadians running a payment processing company that it w

> ridiculously large number of terminals and cards that would have to be replaced I've heard from some Canadians running a payment processing company that it was the U.S. credit card companies lobbying for decades against it for precisely this expense. Right nextdoor in Canada they've had chipped cards for over a decade.