Ah, Apologies there were some changes to this recently (2013) which had slipped my mind (they mostly don't affect New England due to state-based restrictions -

Ah, Apologies there were some changes to this recently (2013) which had slipped my mind (they mostly don't affect New England due to state-based restrictions - which is probably why I'd forgotten): https://usa.visa.com/dam/VCOM/download/merchants/surcharge-considerations-and-requirements.pdf https://usa.visa.com/dam/VCOM/download/merchants/surcharge-c...