VISA does not offer credit. The issuing bank does. VISA is just a payment network that links consumers, merchants, and credit issuers. Actually it is a scheme t

VISA does not offer credit. The issuing bank does. VISA is just a payment network that links consumers, merchants, and credit issuers. Actually it is a scheme that involves 4 parties[1]. [1] https://gendal.me/2014/08/09/a-simple-explanation-of-fees-in-the-payment-card-industry/ https://gendal.me/2014/08/09/a-simple-explanation-of-fees-in...