On the flip side, with income-based repayment you are paying 10% of your discretionary income for 20 years or so. Depending on what your salary ends up being th

On the flip side, with income-based repayment you are paying 10% of your discretionary income for 20 years or so. Depending on what your salary ends up being this might not be so bad. For instance, 17% for three years would be way less than my student loans. I do work for a non-profit organization though.