The beauty of DRM free data is that it can be copied and thus backed up, offsite, which I do. It's more likely that someone will attempt to hack a Steam account

The beauty of DRM free data is that it can be copied and thus backed up, offsite, which I do. It's more likely that someone will attempt to hack a Steam account and trigger a hold on an account. I did leave out that my money for the 3 games I had bought was refunded while the investigation was pending which may have made it sound less scary, but I wasn't trying to claim anyone was stealing my money. However, the whole reason I signed up for Steam that day was to buy a game that was on sale, even though my computer at the time was not good enough to play it. When I finally got my account back, the game was no longer on sale and they said they couldn't give it to me at the sale price so I ended up paying full price for it, about a $15 difference.