It's not reallt a competitor to Paypal if you can'r actually use it. I think Apple is way too US centric. Why launch Apple Pay in the US where hardly any store

It's not reallt a competitor to Paypal if you can'r actually use it. I think Apple is way too US centric. Why launch Apple Pay in the US where hardly any stores accept NFC payments when you could have launched in Europe where NFC payment terminals are everywhere.