>Somebody steals your debit card? Good luck, money is gone from your bank account, and BTW, your mortgage and auto payments just bounced, so we're going to tack

>Somebody steals your debit card? Good luck, money is gone from your bank account, and BTW, your mortgage and auto payments just bounced, so we're going to tack on some overdraft fees too. Have a nice day. In Canada the account holder is not liable for fraudulent transactions, whether it is credit or debit... a benefit of our highly regulated banks.