4 ms·

>> "Why? There's no auth mechanism on my credit card, I just autofill from 1Password and hit enter." I'm saying this as someone in the UK but to checkout onlin

>> "Why? There's no auth mechanism on my credit card, I just autofill from 1Password and hit enter." I'm saying this as someone in the UK but to checkout online with my debit card I use autofill, look up my CVC number as autofill doesn't hold that, then I have to enter 3 characters from my password to pass the 'verified by Visa' thing. With this I don't need to do any of that. It's much, much more convenient as I always have my iPhone next to me anyway.

aianus 10y ago
> look up my CVC number as autofill doesn't hold that 1Password will hold your number, expiry, CVC, name, as well as your billing address. We don't have 'verified by visa' in North America so this seems like a solution looking for a problem. Edit: Ok, we 'have' Verified by Visa, but it's not enforced and if you enroll in it voluntarily to make your checkouts harder it's your own fault. I've had Visa debit and credit cards in Canada and the US and it has never been mandatory.
- mhurron 10y ago
  > We don't have 'verified by visa' in North America so this seems like a solution looking for a problem. Now I'm pretty sure you're just trolling. Not only do we absolutely have 'Verified by Visa' I'm pretty sure the US is were it started to roll out.
  - ryanlol 10y ago
    Like chip+pin cards, verified by visa is very rare in the US. Ubiquitous in UK and many European countries though.
- k-mcgrady 10y ago
  >> "1Password will hold your number, expiry, CVC, name, as well as your billing address." Why should have to install another app just to make checkout easier? >> "Ok, we 'have' Verified by Visa, but it's not enforced and if you enroll in it voluntarily to make your checkouts harder it's your own fault." It makes them more secure. You're sacrificing security for convenience when you can have both.
  - deleted 10y ago
    [deleted]
  - aianus 10y ago
    > Why should have to install another app just to make checkout easier? You shouldn't. Credit cards are broken. From the user perspective Apple Pay is just as broken (you need to buy an iPhone/Mac and fiddle with both of them). From the merchant/bank perspective it may or may not help fraud rates but as a consumer I don't care unless they start offering discounts. > You're sacrificing security for convenience when you can have both. I'm sacrificing the bank/merchant's security (worth $0 to me) in order to gain convenience for myself. If they want me to jump through hoops like this Apple Pay thing to prove I'm not a fraudster they should give me a discount.

aianus 10y ago

> look up my CVC number as autofill doesn't hold that 1Password will hold your number, expiry, CVC, name, as well as your billing address. We don't have 'verified by visa' in North America so this seems like a solution looking for a problem. Edit: Ok, we 'have' Verified by Visa, but it's not enforced and if you enroll in it voluntarily to make your checkouts harder it's your own fault. I've had Visa debit and credit cards in Canada and the US and it has never been mandatory.

mhurron 10y ago
> We don't have 'verified by visa' in North America so this seems like a solution looking for a problem. Now I'm pretty sure you're just trolling. Not only do we absolutely have 'Verified by Visa' I'm pretty sure the US is were it started to roll out.
- ryanlol 10y ago
  Like chip+pin cards, verified by visa is very rare in the US. Ubiquitous in UK and many European countries though.
k-mcgrady 10y ago
>> "1Password will hold your number, expiry, CVC, name, as well as your billing address." Why should have to install another app just to make checkout easier? >> "Ok, we 'have' Verified by Visa, but it's not enforced and if you enroll in it voluntarily to make your checkouts harder it's your own fault." It makes them more secure. You're sacrificing security for convenience when you can have both.
- deleted 10y ago
  [deleted]
- aianus 10y ago
  > Why should have to install another app just to make checkout easier? You shouldn't. Credit cards are broken. From the user perspective Apple Pay is just as broken (you need to buy an iPhone/Mac and fiddle with both of them). From the merchant/bank perspective it may or may not help fraud rates but as a consumer I don't care unless they start offering discounts. > You're sacrificing security for convenience when you can have both. I'm sacrificing the bank/merchant's security (worth $0 to me) in order to gain convenience for myself. If they want me to jump through hoops like this Apple Pay thing to prove I'm not a fraudster they should give me a discount.