8 ms·

Apple Pay on the Web

282 points by sinak 10y ago

artursapek 10y ago
Nice to see everybody working together
- iMuzz 10y ago
  Chrome, FireFox etc. :/ I don't see this being on other browsers which is too bad.
rolodato 10y ago
Will this work on other browsers besides Safari?
- Rezo 10y ago
  From the demo, the payment overlay seems integrated directly into Safari. Hopefully there's an OS level API that Chrome et al. can hook into, otherwise it's going to be fairly limited in adoption.
  - mhurron 10y ago
    Personally, if my old macbook can handle the new OS, I'll move my online shopping over to Safari. That said, I would have much preferred that it work on any browser on any OS and only require an iPhone, but I'm interested in Apple Pay online enough to change some habits.
    - datasage 10y ago
      I don't see a lot of merchants implementing it unless it supports more browsers and ideally Windows too. Safari doesn't have very large adoption.
      - samwillis 10y ago
        Except on mobile where it is dominant. Apple Pay will be coming to mobile safari too and that's were the true advantage is. I run an online store, about 45% of transactions happen on a iOS devices. I will absolutely be implementing Apple Pay.
        izacus 10y ago
        Huh, what are you selling? Apple accessories? O.o
        mcintyre1994 10y ago
        I imagine most stores with a large mobile audience have their conversions heavily lean iOS, just based on app spending.
- isseu 10y ago
  I don't think so.. and you also have to use an iphone
  - jonknee 10y ago
    New Macbooks are rumored to be coming with a TouchID sensor which could change things a bit down the road. For now requiring an iPhone seems like a decent compromise.
- pbreit 10y ago
  Doubt it. But should be able to get a decent experience with redirects.
drinchev 10y ago
Still no support in Germany. A bit disappointed.
- lukasm 10y ago
  https://support.stripe.com/questions/what-countries-does-stripe-support https://support.stripe.com/questions/what-countries-does-str...
  - realityking 10y ago
    OP is probably referring to Apple Pay, not Stripe. Actually surprised that Stripe is still in beta in Germany.
watchdogtimer 10y ago
Seems like Stripe is late to the table on this. Hasn't Braintree been supporting this for a while?
- tommynicholas 10y ago
  Seeing as it launched today, I doubt it
- Rezo 10y ago
  Stripe and Braintree have been supporting Apple Pay on iOS for a while. But Apple just announced today Apple Pay for the web on your desktop (OS X/macOS) or mobile web browser, and Stripe's announcing that they're adding support for it.
- pbreit 10y ago
  Apple Pay on Web is not even out yet! Stripe started supporting mobile Apple Pay in 2014 (or, announced, at least): https://news.ycombinator.com/item?id=8292026 https://news.ycombinator.com/item?id=8292026
slvrspoon 10y ago
only support for Safari on touch-id enabled devices. doubt Apple will provide API or any other x-platform support. most impactful for mobile commerce sites without strong App or App traffic.
tdkl 10y ago
.
- Cherian_Abraham 10y ago
  Continuity is really a crutch for identity, and to reduce risk. My bet is once - Apple Pay on Safari on macOS & iOS via iPhone/watch - qualifies for a lower rate, Apple could open up Apple Pay to other browsers, cross platform - on both desktop and mobile.
- draw_down 10y ago
  Yes, that's an astute observation.
swalsh 10y ago
This is big news, conversions on mobile web have always been much lower than on desktop. I hope having a little less friction along the way will help improve things.
- feld 10y ago
  I thought they were better on mobile because it was easy with Safari to scan your credit card and have it auto-fill the fields
  - cryptoz 10y ago
    There are many barriers to purchase on mobile web, such as users being less likely to have enough time to complete the purchase, user distrust of mobile web sites / card forms, potential network disconnect during transaction, difficulty typing the card number (and I bet near 0% of potential customers know about the scan card feature), small screen makes it hard to know if you're really on the right product for you, etc. This might reduce barriers but there will still be some. Also, I doubt that Safari's credit card autofill had much impact on conversion overall - is there any data about this?
zymhan 10y ago
So this is for the web but only on iOS devices? No support for Safari on macOS?
- holycrapwhodat 10y ago
  The live demo was literally of Safari on macOS.
  - zymhan 10y ago
    You realize this post has no mention of WWDC right? I just read the link and commented on the lack of info.
throwaway987611 10y ago
I'll deal with anyone except stripe. Shopify is promoting drop shipping. They even push their shopify payments powered by stripe: https://www.shopify.com/payment-gateways https://www.shopify.com/payment-gateways Only one problem. Their terms and conditions strictly prohibit drop shopping. https://stripe.com/us/prohibited-businesses https://stripe.com/us/prohibited-businesses It's there number - 45. Shipping or forwarding brokers. When emailed, they say of course it's not allowed you must choose another payment processor. But having quizzed my local circle, I know of many drop shippers who are using shopify payments. I even emailed stripe and they said, sadly drop shipping is not accepted. But they did not say why. Drop shipping with Shopify is being heavily promoted right now in Internet Marketing circles. Here is one such product that was launched recently: https://www.youtube.com/watch?v=Wnp4TnFaVJM https://www.youtube.com/watch?v=Wnp4TnFaVJM It's all about Shopify and Drop shipping and he's using their own payment processor. You guessed it, powered by stripe. So what's going on here then? Are stripe allowing drop shipping when they turn a blind eye to it? I really wanted to use them, now using a competitor.
- kochthesecond 10y ago
  What is drop shipping?
  - overcast 10y ago
    Direct from manufacturer to retailer(they don't keep stock).
    - nommm-nommm 10y ago
      No, Not from the manufacturer usually, just a third party, and to consumer, not retailers. Some third parties advertise themselves as drop shippers and some don't know they are drop shipping. If I list an iPhone on ebay and instead of shipping it out ( I don't have it) I go to amazon and order it and put the buyers shipping address and have amazon ship it directly to my buyer - that is drop shipping. I am selling something that I don't have in stock and having a third party ship it out.
gkoberger 10y ago
I'd be surprised if Apple doesn't buy Stripe soon.
- true_religion 10y ago
  I really hope that doesn't happen.
- kylec 10y ago
  Maybe Square too/instead. The ability to send cash through an iMessage with Square was demoed in the keynote, and I have to think that Apple would have really liked to have been able to do that themselves with Apple Pay.
- Keats 10y ago
  That would be a nightmare.
- TazeTSchnitzel 10y ago
  They don't need to, they have, well, Apple Pay. And Stripe is a B2B service, if Apple buys it, it would die. Why would they acquire them?
- the_watcher 10y ago
  Why would Stripe accept an offer unless it's so large that it makes little to no sense for Apple?
  - joshdickson 10y ago
    CEO and board have a fiduciary responsibility to the shareholders. If Apple showed up with enough cash ($5-6B?) it would be hard for the board to say no. That kind of money might be an overpayment, but with the amount of cash that Apple has, you can afford to make any number of poorly priced strategic investments. Stripe is still small enough that Apple could vastly overpay and it would make little difference for Apple, while being enough money that the board had to agree to the deal. That said, I sure hope they don't do that. Stripe would do better at a platform company like Amazon than Apple if it was decided they needed to be bought to continue growing.
Shivetya 10y ago
Will wait and see if/when Ebay allows for it. That is my primary use of paypal
kylec 10y ago
It seems pretty likely now, with the addition of unlocking via the Apple Watch and using an iPhone to authenticate web payments on a Mac, that Apple will be adding a fingerprint sensor to a future MacBook.
- anthonys 10y ago
  I'd say this is now less likely. Much more natural to pick up and confirm on your iPhone or Apple Watch.
  - Unkechaug 10y ago
    Agreed, at that point it works like two factor authentication so why not?
    - kylec 10y ago
      While I'm sure that Apple would love it if everyone owned a Mac, iPhone, and Apple Watch, there are lots of people out there that may only own a Mac, or own a Mac and an Android phone. I think Apple would still prefer that these people use Apple Pay if possible.
      - sleepychu 10y ago
        The laptop has a convenient strong password entry mechanism already.
jburwell 10y ago
Two features that I am bumfuzzled weren't in Apple Pay from day one: 1. The ability to use Apple Pay for e-commerce transactions 2. The ability for any iPhone/iPad to accept Apple pay The idea that you can only use Apple Pay physically always felt a bit limiting, and iPhone and iPads are becoming a standard PoS device. Supporting acceptance of payments natively on these devices seems like a no-brainer.
- draw_down 10y ago
  I believe the word you're looking for is "finally". :)
- jonknee 10y ago
  > The idea that you can only use Apple Pay physically always felt a bit limiting Except that you could use it in apps from the start? Device to device sounds great, but that's not close to how Apple Pay works (standard credit cards, not merchant accounts). Square and others now simply provide NFC readers and it works fine.
  - spike021 10y ago
    Probably just the idea of being a replacement for Square and similar readers. But it'd only be Apple devices that can pay at that point, so not really worth it.
    - jburwell 10y ago
      My thinking is that it would lower the barrier of entry. The iPad/iPhone cannot be used to accept payments without some kind of addon that can break or get lost. The moment someone buys an iPhone/iPad, they can accept payments. It also opens some interesting use cases such as micro-payments between individuals. For example, paying a buddy back for your part of lunch or paying someone in-person for a purchase from Craigslist.
      - spike021 10y ago
ryantownsend 10y ago
Does anyone know if this is going to be available via the standardised Web Payments API? [1] (support being worked on by Chrome [2] and Microsoft Edge [3]) That way web developers won't need to build different implementations for different platforms. [1]: https://web-payments.org/specs/#transactions https://web-payments.org/specs/#transactions [2]: https://www.youtube.com/watch?v=yelPlCVZLEE https://www.youtube.com/watch?v=yelPlCVZLEE [3]: https://blogs.windows.com/msedgedev/2016/02/03/2016-platform-priorities/ https://blogs.windows.com/msedgedev/2016/02/03/2016-platform...
- apavia 10y ago
  https://developer.apple.com/reference/applepayjs https://developer.apple.com/reference/applepayjs It seems like they are not following the standard.
  - ultrafez 10y ago
    Well there's a surprise.
  - rahkiin 10y ago
    Because it is not a standard. It is still in progress and deemed unsafe by Apple. (See their mail to the PR mailing list)
    - deleted 10y ago
      [deleted]
- zkoch 10y ago
  As a quick correction, the current Web Payments API (PaymentRequest) that is making its way through the W3C process is at https://w3c.github.io/browser-payment-api/ https://w3c.github.io/browser-payment-api/. It's not the one from web-payments.org. What Apple has announced so far is actually quite similar to PaymentRequest. Apple is a part of the Working Group, so this isn't a huge surprise. I am hopeful that the two implementations will converge rather quickly over the next few months. Apple emailed the public working group list expressing this hope as well [1]. For full disclosure, I am an editor on the PaymentRequest spec, and I work on Chrome. [1] https://lists.w3.org/Archives/Public/public-payments-wg/2016Jun/0013.html https://lists.w3.org/Archives/Public/public-payments-wg/2016...
rayshan 10y ago
Another solid product page by Stripe. Simple, elegant, fast, responsive. For example, the "demo video" isn't actually a video - it's a composition of small images, DOM elements with CSS animation.
- thawab 10y ago
  you need to do that because mobile won't autoplay video. A lot of landingpages use a gaming framework to do it.
  - zackboe 10y ago
    Chrome on Android will soon autoplay muted content, as will Safari 10: https://groups.google.com/a/chromium.org/forum/?fromgroups#!topic/blink-dev/Q1cnzNI2GpI https://groups.google.com/a/chromium.org/forum/?fromgroups#!... https://developer.apple.com/library/prerelease/content/releasenotes/General/WhatsNewInSafari/Articles/Safari_10_0.html#//apple_ref/doc/uid/TP40014305-CH11-SW1 https://developer.apple.com/library/prerelease/content/relea...
  - redindian75 10y ago
    gaming framework? which one? is there a tool to do these animations? or is it handcoded in JS
    - thawab 10y ago
      this is a toutorial on how to build a parallax scroller with Pixi.js http://www.yeahbutisitflash.com/?p=7046 http://www.yeahbutisitflash.com/?p=7046 here is a list of other js gmaing frameworks: https://html5gameengine.com https://html5gameengine.com
lewisl9029 10y ago
I've been looking into payment services lately and it looks like very few have pricing schemes that work well if most of your income consists of micropayments of $1-3 or less. Stripe's pricing seems to be fairly standard, so I'll use it to illustrate my point: the fixed 30c cost on a $1 payment is 30%, which seems prohibitively expensive for this use case. The only pricing scheme I've found so far that works adequately for my use case seems to be Paypal's Micropayments pricing of 5% + 5c: https://www.paypal.com/ca/webapps/mpp/merchant-fees https://www.paypal.com/ca/webapps/mpp/merchant-fees Although I've heard enough horror stories about Paypal on the merchant side that I'm a bit hesitant to rely on it as my only payment processor. I'd appreciate it if anyone here can share their experience with handling micropayments and the services they used to process them.
- jdavis703 10y ago
  So Heartland Payment has an interesting scheme where micropayments are aggregated over a certain time period (say 2 hours) and then charged en masse. Another work around is to require users buy "credits" that they can then use for micro purchases at any given time.
- uptown 10y ago
  Look into Dwolla.
- BillinghamJ 10y ago
  Stripe does have micropayment pricing. Just email them and ask about it.
pbarnes_1 10y ago
Is it going to work with subscriptions?
- matthewarkin 10y ago
  Current Apple Pay works with subscriptions, I don't see why this would not.
trungaczne 10y ago
Sorry if this is off-topic, but I've been wondering this for a long time now: is it just me or does it seem like a lot more risky to type out your credit card info on every site that supports Stripe?
makecheck 10y ago
Although many merged features between macOS and iOS seem a bit gimmicky, this one is a huge step forward and it is a good example of how to implement a feature that is both convenient and secure. Heck, I predict it will hugely increase online commerce because people will not feel iffy about handing over credit card details to random web sites; as long as the sites support pay by phone (where the card itself is not even shared), you will be able to fearlessly shop from a lot more web sites. In a way, Amazon should be a bit worried: given a decent cross-site shop-search mechanism and a much more reliable checkout experience, the whole web looks a lot more like one super-store.
puranjay 10y ago
Can we just take a moment to appreciate how amazing Stripe's front-end design work is? All their pages are gorgeous AND functional.

282 points by sinak 10y ago

artursapek 10y ago

Nice to see everybody working together

iMuzz 10y ago
Chrome, FireFox etc. :/ I don't see this being on other browsers which is too bad.

rolodato 10y ago

Will this work on other browsers besides Safari?

Rezo 10y ago
From the demo, the payment overlay seems integrated directly into Safari. Hopefully there's an OS level API that Chrome et al. can hook into, otherwise it's going to be fairly limited in adoption.
- mhurron 10y ago
  Personally, if my old macbook can handle the new OS, I'll move my online shopping over to Safari. That said, I would have much preferred that it work on any browser on any OS and only require an iPhone, but I'm interested in Apple Pay online enough to change some habits.
  - datasage 10y ago
    I don't see a lot of merchants implementing it unless it supports more browsers and ideally Windows too. Safari doesn't have very large adoption.
    - samwillis 10y ago
      Except on mobile where it is dominant. Apple Pay will be coming to mobile safari too and that's were the true advantage is. I run an online store, about 45% of transactions happen on a iOS devices. I will absolutely be implementing Apple Pay.
      - izacus 10y ago
        Huh, what are you selling? Apple accessories? O.o
        mcintyre1994 10y ago
        I imagine most stores with a large mobile audience have their conversions heavily lean iOS, just based on app spending.
isseu 10y ago
I don't think so.. and you also have to use an iphone
- jonknee 10y ago
  New Macbooks are rumored to be coming with a TouchID sensor which could change things a bit down the road. For now requiring an iPhone seems like a decent compromise.
pbreit 10y ago
Doubt it. But should be able to get a decent experience with redirects.

drinchev 10y ago

Still no support in Germany. A bit disappointed.

lukasm 10y ago
https://support.stripe.com/questions/what-countries-does-stripe-support https://support.stripe.com/questions/what-countries-does-str...
- realityking 10y ago
  OP is probably referring to Apple Pay, not Stripe. Actually surprised that Stripe is still in beta in Germany.

watchdogtimer 10y ago

Seems like Stripe is late to the table on this. Hasn't Braintree been supporting this for a while?

tommynicholas 10y ago
Seeing as it launched today, I doubt it
Rezo 10y ago
Stripe and Braintree have been supporting Apple Pay on iOS for a while. But Apple just announced today Apple Pay for the web on your desktop (OS X/macOS) or mobile web browser, and Stripe's announcing that they're adding support for it.
pbreit 10y ago
Apple Pay on Web is not even out yet! Stripe started supporting mobile Apple Pay in 2014 (or, announced, at least): https://news.ycombinator.com/item?id=8292026 https://news.ycombinator.com/item?id=8292026

slvrspoon 10y ago

only support for Safari on touch-id enabled devices. doubt Apple will provide API or any other x-platform support. most impactful for mobile commerce sites without strong App or App traffic.

tdkl 10y ago

Cherian_Abraham 10y ago
Continuity is really a crutch for identity, and to reduce risk. My bet is once - Apple Pay on Safari on macOS & iOS via iPhone/watch - qualifies for a lower rate, Apple could open up Apple Pay to other browsers, cross platform - on both desktop and mobile.
draw_down 10y ago
Yes, that's an astute observation.

swalsh 10y ago

This is big news, conversions on mobile web have always been much lower than on desktop. I hope having a little less friction along the way will help improve things.

feld 10y ago
I thought they were better on mobile because it was easy with Safari to scan your credit card and have it auto-fill the fields
- cryptoz 10y ago
  There are many barriers to purchase on mobile web, such as users being less likely to have enough time to complete the purchase, user distrust of mobile web sites / card forms, potential network disconnect during transaction, difficulty typing the card number (and I bet near 0% of potential customers know about the scan card feature), small screen makes it hard to know if you're really on the right product for you, etc. This might reduce barriers but there will still be some. Also, I doubt that Safari's credit card autofill had much impact on conversion overall - is there any data about this?

zymhan 10y ago

So this is for the web but only on iOS devices? No support for Safari on macOS?

holycrapwhodat 10y ago
The live demo was literally of Safari on macOS.
- zymhan 10y ago
  You realize this post has no mention of WWDC right? I just read the link and commented on the lack of info.

throwaway987611 10y ago

I'll deal with anyone except stripe. Shopify is promoting drop shipping. They even push their shopify payments powered by stripe: https://www.shopify.com/payment-gateways https://www.shopify.com/payment-gateways Only one problem. Their terms and conditions strictly prohibit drop shopping. https://stripe.com/us/prohibited-businesses https://stripe.com/us/prohibited-businesses It's there number - 45. Shipping or forwarding brokers. When emailed, they say of course it's not allowed you must choose another payment processor. But having quizzed my local circle, I know of many drop shippers who are using shopify payments. I even emailed stripe and they said, sadly drop shipping is not accepted. But they did not say why. Drop shipping with Shopify is being heavily promoted right now in Internet Marketing circles. Here is one such product that was launched recently: https://www.youtube.com/watch?v=Wnp4TnFaVJM https://www.youtube.com/watch?v=Wnp4TnFaVJM It's all about Shopify and Drop shipping and he's using their own payment processor. You guessed it, powered by stripe. So what's going on here then? Are stripe allowing drop shipping when they turn a blind eye to it? I really wanted to use them, now using a competitor.

kochthesecond 10y ago
What is drop shipping?
- overcast 10y ago
  Direct from manufacturer to retailer(they don't keep stock).
  - nommm-nommm 10y ago
    No, Not from the manufacturer usually, just a third party, and to consumer, not retailers. Some third parties advertise themselves as drop shippers and some don't know they are drop shipping. If I list an iPhone on ebay and instead of shipping it out ( I don't have it) I go to amazon and order it and put the buyers shipping address and have amazon ship it directly to my buyer - that is drop shipping. I am selling something that I don't have in stock and having a third party ship it out.

gkoberger 10y ago

I'd be surprised if Apple doesn't buy Stripe soon.

true_religion 10y ago
I really hope that doesn't happen.
kylec 10y ago
Maybe Square too/instead. The ability to send cash through an iMessage with Square was demoed in the keynote, and I have to think that Apple would have really liked to have been able to do that themselves with Apple Pay.
Keats 10y ago
That would be a nightmare.
TazeTSchnitzel 10y ago
They don't need to, they have, well, Apple Pay. And Stripe is a B2B service, if Apple buys it, it would die. Why would they acquire them?
the_watcher 10y ago
Why would Stripe accept an offer unless it's so large that it makes little to no sense for Apple?
- joshdickson 10y ago
  CEO and board have a fiduciary responsibility to the shareholders. If Apple showed up with enough cash ($5-6B?) it would be hard for the board to say no. That kind of money might be an overpayment, but with the amount of cash that Apple has, you can afford to make any number of poorly priced strategic investments. Stripe is still small enough that Apple could vastly overpay and it would make little difference for Apple, while being enough money that the board had to agree to the deal. That said, I sure hope they don't do that. Stripe would do better at a platform company like Amazon than Apple if it was decided they needed to be bought to continue growing.

Shivetya 10y ago

Will wait and see if/when Ebay allows for it. That is my primary use of paypal

kylec 10y ago

It seems pretty likely now, with the addition of unlocking via the Apple Watch and using an iPhone to authenticate web payments on a Mac, that Apple will be adding a fingerprint sensor to a future MacBook.

anthonys 10y ago
I'd say this is now less likely. Much more natural to pick up and confirm on your iPhone or Apple Watch.
- Unkechaug 10y ago
  Agreed, at that point it works like two factor authentication so why not?
  - kylec 10y ago
    While I'm sure that Apple would love it if everyone owned a Mac, iPhone, and Apple Watch, there are lots of people out there that may only own a Mac, or own a Mac and an Android phone. I think Apple would still prefer that these people use Apple Pay if possible.
    - sleepychu 10y ago
      The laptop has a convenient strong password entry mechanism already.

jburwell 10y ago

Two features that I am bumfuzzled weren't in Apple Pay from day one: 1. The ability to use Apple Pay for e-commerce transactions 2. The ability for any iPhone/iPad to accept Apple pay The idea that you can only use Apple Pay physically always felt a bit limiting, and iPhone and iPads are becoming a standard PoS device. Supporting acceptance of payments natively on these devices seems like a no-brainer.

draw_down 10y ago
I believe the word you're looking for is "finally". :)
jonknee 10y ago
> The idea that you can only use Apple Pay physically always felt a bit limiting Except that you could use it in apps from the start? Device to device sounds great, but that's not close to how Apple Pay works (standard credit cards, not merchant accounts). Square and others now simply provide NFC readers and it works fine.
- spike021 10y ago
  Probably just the idea of being a replacement for Square and similar readers. But it'd only be Apple devices that can pay at that point, so not really worth it.
  - jburwell 10y ago
    My thinking is that it would lower the barrier of entry. The iPad/iPhone cannot be used to accept payments without some kind of addon that can break or get lost. The moment someone buys an iPhone/iPad, they can accept payments. It also opens some interesting use cases such as micro-payments between individuals. For example, paying a buddy back for your part of lunch or paying someone in-person for a purchase from Craigslist.
    - spike021 10y ago

ryantownsend 10y ago

Does anyone know if this is going to be available via the standardised Web Payments API? [1] (support being worked on by Chrome [2] and Microsoft Edge [3]) That way web developers won't need to build different implementations for different platforms. [1]: https://web-payments.org/specs/#transactions https://web-payments.org/specs/#transactions [2]: https://www.youtube.com/watch?v=yelPlCVZLEE https://www.youtube.com/watch?v=yelPlCVZLEE [3]: https://blogs.windows.com/msedgedev/2016/02/03/2016-platform-priorities/ https://blogs.windows.com/msedgedev/2016/02/03/2016-platform...

apavia 10y ago
https://developer.apple.com/reference/applepayjs https://developer.apple.com/reference/applepayjs It seems like they are not following the standard.
- ultrafez 10y ago
  Well there's a surprise.
- rahkiin 10y ago
  Because it is not a standard. It is still in progress and deemed unsafe by Apple. (See their mail to the PR mailing list)
  - deleted 10y ago
    [deleted]
zkoch 10y ago
As a quick correction, the current Web Payments API (PaymentRequest) that is making its way through the W3C process is at https://w3c.github.io/browser-payment-api/ https://w3c.github.io/browser-payment-api/. It's not the one from web-payments.org. What Apple has announced so far is actually quite similar to PaymentRequest. Apple is a part of the Working Group, so this isn't a huge surprise. I am hopeful that the two implementations will converge rather quickly over the next few months. Apple emailed the public working group list expressing this hope as well [1]. For full disclosure, I am an editor on the PaymentRequest spec, and I work on Chrome. [1] https://lists.w3.org/Archives/Public/public-payments-wg/2016Jun/0013.html https://lists.w3.org/Archives/Public/public-payments-wg/2016...

rayshan 10y ago

Another solid product page by Stripe. Simple, elegant, fast, responsive. For example, the "demo video" isn't actually a video - it's a composition of small images, DOM elements with CSS animation.

thawab 10y ago
you need to do that because mobile won't autoplay video. A lot of landingpages use a gaming framework to do it.
- zackboe 10y ago
  Chrome on Android will soon autoplay muted content, as will Safari 10: https://groups.google.com/a/chromium.org/forum/?fromgroups#!topic/blink-dev/Q1cnzNI2GpI https://groups.google.com/a/chromium.org/forum/?fromgroups#!... https://developer.apple.com/library/prerelease/content/releasenotes/General/WhatsNewInSafari/Articles/Safari_10_0.html#//apple_ref/doc/uid/TP40014305-CH11-SW1 https://developer.apple.com/library/prerelease/content/relea...
- redindian75 10y ago
  gaming framework? which one? is there a tool to do these animations? or is it handcoded in JS
  - thawab 10y ago
    this is a toutorial on how to build a parallax scroller with Pixi.js http://www.yeahbutisitflash.com/?p=7046 http://www.yeahbutisitflash.com/?p=7046 here is a list of other js gmaing frameworks: https://html5gameengine.com https://html5gameengine.com

lewisl9029 10y ago

I've been looking into payment services lately and it looks like very few have pricing schemes that work well if most of your income consists of micropayments of $1-3 or less. Stripe's pricing seems to be fairly standard, so I'll use it to illustrate my point: the fixed 30c cost on a $1 payment is 30%, which seems prohibitively expensive for this use case. The only pricing scheme I've found so far that works adequately for my use case seems to be Paypal's Micropayments pricing of 5% + 5c: https://www.paypal.com/ca/webapps/mpp/merchant-fees https://www.paypal.com/ca/webapps/mpp/merchant-fees Although I've heard enough horror stories about Paypal on the merchant side that I'm a bit hesitant to rely on it as my only payment processor. I'd appreciate it if anyone here can share their experience with handling micropayments and the services they used to process them.

jdavis703 10y ago
So Heartland Payment has an interesting scheme where micropayments are aggregated over a certain time period (say 2 hours) and then charged en masse. Another work around is to require users buy "credits" that they can then use for micro purchases at any given time.
uptown 10y ago
Look into Dwolla.
BillinghamJ 10y ago
Stripe does have micropayment pricing. Just email them and ask about it.

pbarnes_1 10y ago

Is it going to work with subscriptions?

matthewarkin 10y ago
Current Apple Pay works with subscriptions, I don't see why this would not.

trungaczne 10y ago

Sorry if this is off-topic, but I've been wondering this for a long time now: is it just me or does it seem like a lot more risky to type out your credit card info on every site that supports Stripe?

makecheck 10y ago

Although many merged features between macOS and iOS seem a bit gimmicky, this one is a huge step forward and it is a good example of how to implement a feature that is both convenient and secure. Heck, I predict it will hugely increase online commerce because people will not feel iffy about handing over credit card details to random web sites; as long as the sites support pay by phone (where the card itself is not even shared), you will be able to fearlessly shop from a lot more web sites. In a way, Amazon should be a bit worried: given a decent cross-site shop-search mechanism and a much more reliable checkout experience, the whole web looks a lot more like one super-store.

puranjay 10y ago

Can we just take a moment to appreciate how amazing Stripe's front-end design work is? All their pages are gorgeous AND functional.