I've never seen one that doesn't charge anyone at all in the US. Credit unions have alliances that they can join to use each others ATMs fee free, same with ba

I've never seen one that doesn't charge anyone at all in the US. Credit unions have alliances that they can join to use each others ATMs fee free, same with banks. That doesn't change the fact it's often inconvenient to go to an ATM you don't have to pay for and you need to pay sometimes.