I'm personally very uneasy about directly exposing my bank accounts I think ACH is probably worse than debit cards. We had some sort of discussion here a few

I'm personally very uneasy about directly exposing my bank accounts I think ACH is probably worse than debit cards. We had some sort of discussion here a few days ago (I forget exact topic, maybe Swift?). Someone linked to why Donald Knuth no longer sends checks to people: http://www-cs-faculty.stanford.edu/~knuth/news08.html http://www-cs-faculty.stanford.edu/~knuth/news08.html It's an old rant, but if anything, things have gotten worse. We desperately need some sort of cryptographically secure means of moving money. But it can't have all the baggage of Bitcoin.