4 ms·

Many banks offer notifications for offline transactions too. I get an SMS for every charge.

• germanier 10y ago
  I suppose they meant "authorized by your bank at time of purchase" and not "done on a website". The former is for example not done if the merchant uses one of those old imprinter machines. There is no way a bank can send an SMS when they don't know of the transaction.
  • izacus 10y ago
    The OP is probably from one of the EU countries where you see those things only in museums. (And we actually have problems when visiting USA because some of our banks issue credit card with numbers printed instead of embossed.)
  • jonknee 10y ago
    You can certainly get a notification at the time the issuer finds out about the charge. Typically that's instantly, but on an old imprinter machine it may be delayed. You still find out as soon possible.
  • needusername 10y ago
    "online authorisation" means the POS terminal authorizes the transaction with the issuer. EMV is a complicated protocol and that may not always happen for whatever reason. One example is the terminal has no internet connection but the terminal may also be programmed to not do it in certain cases for various reasons (eg. speed up checkout). In these cases your issuer will learn about these transactions when the nightly batch job finishes. I don't think you want to get an SMS at that time. Even if the authorisation is successful the final transaction may not happen, may happen at a different time or may happen over a different transaction amount. Honestly I have no idea why I got downvoted.