4 ms·

The choice part doesn't seem to be required by EU regulations. The German Girocards basically all include VPay or Maestro as well, but you don't need to choose

by skrause 10y ago

The choice part doesn't seem to be required by EU regulations. The German Girocards basically all include VPay or Maestro as well, but you don't need to choose (and in fact you can't even choose) which payment system to use because in Germany it will be most likely be Girocard by default. So either the Danish implemented regulations they didn't actually need to implement or the Germans are not following the regulations.

seszett 10y ago
It's the same in France. You can't choose whether you want to pay with CB or Visa/Mastercard. Actually, CB (for "Carte Bleue") looks so close to the generic "carte bancaire" word for "bank card", that few people even know that it's just a national card thing. I don't know if stores are allowed to charge customers differently for different payment means, but I guess not since I have never seen it. However some stores only take cards for a minimum amount. The largest chains though don't have any limit, and I've actually already paid amounts less than 1€ with my card.
- germanier 10y ago
  Is there really still a separate Carte Bleue payment network? The brand was sold to Visa Europe in 2010 and there are no mentions anymore on the websites. I would be surprised to learn that they still operate a different network.
  - seszett 10y ago
    Looks like I mixed things up myself. Carte Bleue was apparently something related to Visa, and CB (for "carte bancaire") is the national network. But people actually still often say "carte bleue" to refer to any kind of payment card (even a Mastercard one). Apparently just because it was the name of the first payment card in France. So yeah, you have to swap carte bleue and carte bancaire in my previous post, I guess.
germanier 10y ago
It's required by the regulation and now also the contracts of MasterCard, Visa and even Girocard. It's just almost all German merchants that don't care following that.
interfixus 10y ago
So either the Danish implemented regulations they didn't actually need to implement or the Germans are not following the regulations Need to implement? There still is such a thing - albeit not much of it - as independent national legislation, even in these nightmarish sunsetting years of the EU.

by skrause 10y ago

seszett 10y ago

It's the same in France. You can't choose whether you want to pay with CB or Visa/Mastercard. Actually, CB (for "Carte Bleue") looks so close to the generic "carte bancaire" word for "bank card", that few people even know that it's just a national card thing. I don't know if stores are allowed to charge customers differently for different payment means, but I guess not since I have never seen it. However some stores only take cards for a minimum amount. The largest chains though don't have any limit, and I've actually already paid amounts less than 1€ with my card.

germanier 10y ago
Is there really still a separate Carte Bleue payment network? The brand was sold to Visa Europe in 2010 and there are no mentions anymore on the websites. I would be surprised to learn that they still operate a different network.
- seszett 10y ago
  Looks like I mixed things up myself. Carte Bleue was apparently something related to Visa, and CB (for "carte bancaire") is the national network. But people actually still often say "carte bleue" to refer to any kind of payment card (even a Mastercard one). Apparently just because it was the name of the first payment card in France. So yeah, you have to swap carte bleue and carte bancaire in my previous post, I guess.

germanier 10y ago

It's required by the regulation and now also the contracts of MasterCard, Visa and even Girocard. It's just almost all German merchants that don't care following that.

interfixus 10y ago

So either the Danish implemented regulations they didn't actually need to implement or the Germans are not following the regulations Need to implement? There still is such a thing - albeit not much of it - as independent national legislation, even in these nightmarish sunsetting years of the EU.