3 ms·Not having to go into debt is an advantage IMHO.by Artemis2 10y agoNot having to go into debt is an advantage IMHO.jonknee 10y agoYou don't go into debt if you pay the bill when it comes. Or if using a charge card like American Express.Artemis2 10y agoThat's still debt, it's someone's money you are spending.