Before the housing crash and subsequent credit tightening and lower interest rates, you could get 5% on a standard savings account. That, coupled with negotiati

Before the housing crash and subsequent credit tightening and lower interest rates, you could get 5% on a standard savings account. That, coupled with negotiating no fees on a 0% balance transfer check could was more lucrative. I can't imagine it being worth the hassle and short-term credit hit for the paltry savings rates today.