You know, better financial education would be great. I don't think it's enough, though, when you're trying to stretch a $230 paycheck to $300 in expenses. I d

You know, better financial education would be great. I don't think it's enough, though, when you're trying to stretch a $230 paycheck to $300 in expenses. I don't think it's enough, either, when you look at how poor people get dinged with so many more fees than the less-poor whenever they go out to do anything in the world. And I don't think most of the "save what you can" advice is particularly meaningful when you're telling people to put aside $10 a month. One big family gathering could wipe out a year's savings on food costs alone! I think the first solution has to be getting people--especially the poorest--paid more for the incredibly taxing work poor people tend to do, like cleaning, cooking, all those jobs where you're on your feet 8, 10, 12 hours a day and your body's worn out by the time you're 40.