A lot of insurance companies also have a heath-line where you can call a Nurse and give they symptoms - they either tell you wait it out or go to the doctor. S

A lot of insurance companies also have a heath-line where you can call a Nurse and give they symptoms - they either tell you wait it out or go to the doctor. Saved us a bunch of time and money - and saved my life: I have a respiratory infection that I refused to see the doctor about. My wife eventually called the nurse, gave the symptoms and duration. Turns out, I was really close to dying.