This has everything you need: http://www.mrmoneymustache.com/2013/02/22/getting-rich-from-zero-to-hero-in-one-blog-post/ http://www.mrmoneymustache.com/2013/02/

This has everything you need: http://www.mrmoneymustache.com/2013/02/22/getting-rich-from-zero-to-hero-in-one-blog-post/ http://www.mrmoneymustache.com/2013/02/22/getting-rich-from-... I personally ignore most of MMM's frugal lifestyle stuff and focus on the saving 25x your annual spending part. I highly recommend the book Your Money or Your Life as well. You don't need 250K/yr (unless you are using the surplus to achieve financial independence). http://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766?ie=UTF8&keywords=money%20or%20your%20life&qid=1465480773&ref_=sr_1_1&sr=8-1 http://www.amazon.com/Your-Money-Life-Transforming-Relations...