I use Apple pay here in the UK when I don't want to pull out my wallet for a contactless payment. It also ensures that I always have at least one contactless c

I use Apple pay here in the UK when I don't want to pull out my wallet for a contactless payment. It also ensures that I always have at least one contactless card on me for use on the tube if I ever walk out of the door without my wallet (downside is that because I am not totally screwed without my wallet I seem to leave it behind a bit more than I ever did before...)