I find I use Apple Pay a lot in the UK despite my contactless cards because I cycle so my phone and wallet are in my bag - it's nice to only take the phone out.

I find I use Apple Pay a lot in the UK despite my contactless cards because I cycle so my phone and wallet are in my bag - it's nice to only take the phone out. A cheap Apple-Pay-on-my-wrist would be cool, but I'd probably still have my phone in my pocket so I doubt it'd be a meaningful improvement at all. It's all very small though, like you said contactless debit cards are fine.