I really wanted to like annuities. It's a great concept, but when I looked into annuities, they were all pretty bad deals as compared to just investing in the

I really wanted to like annuities. It's a great concept, but when I looked into annuities, they were all pretty bad deals as compared to just investing in the market yourself. It is true that you offload some risk, but the price you pay for lowering your risk is just too high.