from my understanding, reverse mortgage is a mortgage where the owners slowly encumber their property with debt. If the owners die (or decide to sell), the prop

from my understanding, reverse mortgage is a mortgage where the owners slowly encumber their property with debt. If the owners die (or decide to sell), the property is still the owners, but it has the mortgage debt on it so they have to pay that off as part of the process. these days, it is better to just move into a smaller flat and rent out the larger property at market rates.