Opportunity doesn't cure everything. If you take two people who both have the opportunity to earn the same income, that doesn't equate to the same standard of

Opportunity doesn't cure everything. If you take two people who both have the opportunity to earn the same income, that doesn't equate to the same standard of living. In particular, blacks (and other minorities) have dramatically lower levels of savings. This has real world consequences - if you have family members with savings, you have opportunities to take risks and fail. You have family members that can loan you money if times get rough rather than have to deal with payday loans, credit cards, or other high interest/high risk sources. You may feel more able to start your own business, knowing that if you fail there are family members who could take you in for a bit. The consequences run far deeper than just these examples.