1. What Wells Fargo is providing is a limited feed, to a single customer (Xero), that services SME customers and not consumers. Wells Fargo has chosen not to ma

1. What Wells Fargo is providing is a limited feed, to a single customer (Xero), that services SME customers and not consumers. Wells Fargo has chosen not to make the API open access at this point too. I do not see that this currently conflicts with their business model. 2. Not that I am aware of. I expect that is because the largest provider of screen-scraping feeds is prohibitively expensive (requires large up front fees and minimum commitments).