>My observation is that house values usually don't go down. Since people refuse to sell at a lose. Where were you between 2009-2012? When you have to sell you

>My observation is that house values usually don't go down. Since people refuse to sell at a lose. Where were you between 2009-2012? When you have to sell you sell. You got divorced, or transfered, can't make payments, neighbor got foreclosed? You are taking a loss. >But values can go up really slowly. Like it may take years and years. This is just inflation - subtract taxes, maintenance and opportunity cost