Just keep in mind the costs of home ownership. Roofs and HVAC systems and plumbing don't stop deteriorating because the owner has retired... Aside from "normal

Just keep in mind the costs of home ownership. Roofs and HVAC systems and plumbing don't stop deteriorating because the owner has retired... Aside from "normal" maintenance of course. I dropped $400 on a new lawnmower this spring, $7K on a new roof a couple years ago, $800 on a new kitchen stove last year. Two years ago it was a washer and dryer for $1500 or so. It adds up. My mom is retired and on SS and her rental is cheaper than her income and is the same every month. I worry about my retired MiL living in her house, she's one furnace replacement away from a panic sale or having to take out an heloc.