In America the killing the person avoids a couple hundred dollar insurance increase, while putting you at risk of going to jail for a long time, and the legal s

In America the killing the person avoids a couple hundred dollar insurance increase, while putting you at risk of going to jail for a long time, and the legal system strongly enforces things. Now suppose that you had to pay the victim's hospital fees out of pocket, like people in China. At $10k/day (which I believe is standard hospital costs), that could quickly ruin you financially. If you thought there was a good chance that you could bribe the judge or use your connections to get out of it, it changes the calculation. You could probably substitute "America" in your argument with "Germany in 1920," yet the German population killed millions of people. Is the problem the people, or the system that enables the evil that all of us are capable of?